Understanding Texas Auto Accident Laws: What Every Driver in San Antonio Should Know
Understanding Texas Auto Accident Laws: What Every Driver in San Antonio Should Know
Auto accidents happen suddenly, leaving victims unsure of their rights and next steps. In Texas, the laws governing auto accidents can be complex, and understanding them is essential for protecting your future. If you live in San Antonio, knowing how these laws work can make the difference between walking away empty-handed and securing the compensation you deserve. At Spencer Anderson, PLLC, our team helps drivers, passengers, and families navigate these laws with confidence.
Texas Is an “At-Fault” State
Texas follows an “at-fault” insurance system. This means the driver responsible for causing the crash is also responsible for paying damages. Victims have the right to file:
- A claim with their own insurance company,
- A claim with the at-fault driver’s insurance, or
- A lawsuit in court if necessary.
At Spencer Anderson, PLLC, we carefully review every accident case to determine who is liable and how to hold them accountable under Texas law.
Comparative Negligence in Texas
Even if you share some responsibility for the accident, you may still recover compensation under Texas’s modified comparative negligence rule. As long as you are not more than 50% at fault, you can pursue damages. However, your recovery will be reduced by your percentage of fault.
For example, if you are awarded $50,000 but found 20% at fault, your total recovery would be reduced to $40,000. This is one of the many reasons why having an attorney on your side can protect your financial future.
Statute of Limitations for Auto Accident Claims
Texas law limits the time you have to file a personal injury claim to two years from the date of the accident. Missing this deadline usually means losing your right to pursue compensation altogether. That’s why it’s important to act quickly after a crash.
Spencer Anderson, PLLC helps clients take immediate steps to preserve evidence, file claims, and stay ahead of critical deadlines.
Types of Compensation Available
After an auto accident, victims may be entitled to a range of damages, including:
- Medical bills and rehabilitation costs
- Lost wages and reduced earning capacity
- Pain and suffering
- Property damage
- Ongoing care or support if injuries are long-term
Our firm takes the time to understand how your accident has impacted your health, work, and daily life, ensuring no detail is overlooked in your pursuit of justice.
Insurance Company Tactics to Watch Out For
Insurance companies often try to minimize payouts. They may:
- Offer a quick, low settlement before you understand the full extent of your injuries
- Question the severity of your medical treatment
- Attempt to shift blame onto you
At Spencer Anderson, PLLC, we stand between you and the insurance adjusters, protecting your rights and fighting for the compensation you truly deserve.
Why Choosing the Right Law Firm Matters
Understanding Texas auto accident laws is the first step, but having a trusted legal advocate makes the biggest difference in your outcome. At Spencer Anderson, PLLC in San Antonio, we are committed to guiding clients through every stage of the process—investigating the accident, negotiating with insurance companies, and if needed, representing you in court.
Take the Next Step Toward Justice
If you’ve been involved in a crash in San Antonio, don’t wait until it’s too late to protect your rights. Reach out to Spencer Anderson, PLLC today to schedule a consultation.
š Call 210-934-3737 or visit Spencer Anderson, PLLC to start your path toward the compensation you deserve.